Renters Preferred

Improve resident satisfaction and increase property protection.

Assurant’s Renters Preferred provides affordable, customizable renter’s insurance that meets your coverage requirements, improves your NOI and provides flexible benefits structures to deliver more ancillary revenue per unit.

Renters Preferred allows your residents to be choosy about their coverage — giving them the opportunity to cover their belongings or just the basics — without imposing on your property’s protection requirements. Plus, no matter what plan your renter chooses, we offer liability coverage for everyone on the lease.

For better coverage that’s still affordable...

Renters Insurance (HO4) Policy

To cover liability and belongings

Covers resident-caused damage due to fire, water,* smoke and explosion
Personal liability including bodily injury, medical payments and legal expenses
17 covered perils for damage to belongings
Additional coverage depending on location (flood, pet damage, bed bugs, food spoilage)

*Water damage is optional coverage in North Carolina

See What Other Properties Said About Renters Preferred

J. Linefsky, Value Companies Inc.

“All of our leases require renters insurance and Assurant’s seamless process makes it easy for our residents. Onboarding was smooth and our leasing agents are well versed in introducing the program. It’s built into our leasing process and getting residents to sign up is easy. Claims have been well handled and customer service quickly resolves any issues.”

T. Richman, Morgan Properties

“Assurant has the expertise, integrated capabilities and customer insight to make the insurance process seamless for our property managers and residents. Our continued partnership allows us to offer a complete portfolio of risk mitigation solutions that not only gives our residents affordable protection but also peace of mind.”

A. Esposito, P.B. Bell

"The communication we receive from our Assurant rep is much appreciated and it’s truly a pleasure to work with her. We enjoy having regular communication and insight on how the programs are working for each community. Assurant is always willing to provide training and support whenever needed."

Latest Insights

Article

Global Housing

How Digital, and the People That Power It, Is Changing the Insurance Game

A digital evolution in the renters insurance industry with Assurant's APEX API solutions. Elevate customer experience with seamless sales to claims technology.

Read Article

Article

Global Housing

Top cybersecurity issues for renters and property managers

Smart home technologies present cybersecurity risks for renters. Manage these three main cybersecurity issues to maximize tenant satisfaction and loyalty.

Read Article

Article

Global Housing

Smarter business, stronger bottom line: Top PMC trends and renters solutions from Apartmentalize 2025

Discover top Apartmentalize 2025 insights, trending renters solutions, and strategies shaping the future of Multifamily Housing operations.

Read Article

Provide residents with affordable, customizable coverage

Improve resident satisfaction and increase property protection.

Less Risk Exposure for You, More Choice for Your Residents

Renters Insurance (HO4) Policy

Liability Only Policy

Simplify the Coverage Process with Assurant Renters Preferred

The Benefits for Your Residents

See What Other Properties Said About Renters Preferred

See What Else Assurant Has To Offer

Latest Insights

Ready to talk to an expert?