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Flood Solutions & Support
The Future of Flood Protection
Flood Solutions & Support
For over 30 years, we’ve offered flood insurance under the National Flood Insurance Program (NFIP). In fact, we were one of the first companies to participate in the NFIP. Today, we're the second largest carrier offering flood insurance.
The market for flood insurance has evolved due to changes within the NFIP, flood reform, and climate change – to name a few. As a result, we expanded into the private flood market with products tailored to meet industry and customer needs.
Put Assurant's Flood Expertise to Work for you
![Press Releases - Insights Blue and orange icon of a piece of paper with writing on it](https://stcdnacomstage.blob.core.windows.net/sitefinity-resources/images/assurant/aiz/icons/news-insights/press-releases.png?sfvrsn=2aec4c05_7)
30+ Years
in the Write Your Own (WYO) flood market
![Quality Icon Blue and orange icon of a star surrounded by leafs](https://stcdnacomstage.blob.core.windows.net/sitefinity-resources/images/assurant/aiz/icons/cl/quality-icon.png?sfvrsn=68a24205_2)
Fortune 500
company with large investments in innovation
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20+ Years
operating in the private flood market
![Renters Insurance Buyers Guide Blue and orange icon of a scale with a person and dollar sign](https://stcdnacomstage.blob.core.windows.net/sitefinity-resources/images/assurant/aiz/icons/mfh/renters-insurance-buyers-guide.jpg?sfvrsn=558e4105_5)
500K
homeowners protected from losses due to flood damage
Flood Protection Products
Our knowledge and long standing commitment with the NFIP coupled with our innovative private products allow us to support our agency partners. Its flood protection options that make a difference.
![NFIP-TM_LOGO_4C NFIP-TM_LOGO_4C](https://stcdnacomstage.blob.core.windows.net/sitefinity-resources/images/assurant/aiz/icons/flood/nfip-tm_logo_4c_03ff1044-b7b4-4e17-8989-9b248028e743.png?sfvrsn=bc0e6105_22)
National Flood Insurance Program
Get the right combination of competitive commissions and exceptional customer service to help you build and retain your flood book over the long term.
![Private Flood Product Suite Private Flood Product Suite](https://stcdnacomstage.blob.core.windows.net/sitefinity-resources/images/assurant/aiz/icons/flood/private-flood-product-suite.png?sfvrsn=3bf76305_0)
Private Flood Product Suite
Our private flood policies offer higher coverage limits and flexible add-ons for commercial properties.
![Global Global Reach](https://stcdnacomstage.blob.core.windows.net/sitefinity-resources/images/assurant/aiz/icons/cl/global.jpg?sfvrsn=31e46205_6)
Technology & Agent Logins
Quote and manage flood insurance policies with ease through our intuitive technology solutions.
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FlexCash
Our patented discretionary payout of up to $10,000 designed to help policyholders with costs associated with flooding events.
Flood Industry Expert Insights
![PuddleSplashing Kids jumping in a puddle splashing with rain boots](https://stcdnacomstage.blob.core.windows.net/sitefinity-resources/images/assurant/aiz/photos/flood/puddlesplashing.jpg?sfvrsn=bebb7805_4)
Assurant Flood Product Spotlight: FlexCash
Offer customers a discretionary payout of up to $10,000 to help with coverage gaps.
![Flood Protection is Here Man with umbrella standing in heavy rain](https://stcdnacomstage.blob.core.windows.net/sitefinity-resources/images/assurant/aiz/photos/flood/flood-protection-is-here.jpg?sfvrsn=2deb4705_0)
Choosing NFIP vs. Private Flood
As NFIP reforms are continuously debated, there have been short-term lapses in the NFIP during government shutdowns and among widespread uncertainty in the market around the program’s future.
In response, the private flood market has grown an estimated 25-30% during the last year.
Read more how to determine the right mix for your business.