Managing insurance requirements for mortgage loans can often be a complex and time-consuming process—causing challenges for both homeowners and agents when documentation is missing and information must be retrieved from multiple sources.
As the market leader in insurance tracking, Assurant understands these challenges and is committed to delivering innovative solutions. Building on the trusted HOIVerify platform, we developed HOIVerify Origination, a digitally enabled solution that automates insurance verification. This automation streamlines the mortgage process, supports a seamless loan closing experience, and reduces timely administrative tasks.
Discover how Assurant is setting a new standard in insurance tracking with efficient, secure, and customer-focused technology.
HOIVerify®
The digital, no-touch solution for homeowners insurance verification.
Streamlined Insurance Verification
HOIVerify Origination simplifies the insurance verification process, ensuring faster response times and improved efficiency for lenders, borrowers, and carriers.
HOlVerify® Origination
- Real-Time Policy Information - The platform provides detailed policy information in real-time, enabling lenders to make informed decisions quickly.
- Multiple Carrier Integration - Integrating multiple insurance carriers allows for cross-carrier search functionality and access to a comprehensive list of insurance data points.
- Enhanced Data Utilization - Utilizing borrower data effectively helps in accurate risk assessments.
- Automation and Compliance - By leveraging automation, HOIVerify® ensures compliance while minimizing human error and operational costs.
LPI Ecosystem
No more calls, email, faxes or paper!
We’ve designed a digitally enabled patented solution that is transforming the industry. Because it’s API-based, it acts as a bridge between the insurance provider and the mortgage servicer, allowing systems to talk directly in real-time. With this integration, we’ve eliminated the inherent clumsy data exchanges that plague the industry.
Benefits
Participating insurance providers that have already integrated HOIVerify® have experienced these benefits:

Improved policyholder experience

Increased data accuracy and efficiency

Cost savings for insurance providerand agents

Improved business controls and compliance
Seamless Implementation
The implementation process requires minimal effort. Available real-time and secure. We leverage the latest end-to-end encrypted technology to provide robust technical and organizational controls
Policy verification
Real-time homeowners' insurance verification platform designed to verify policyholder and lienholder information without insurance provider intervention.
Electronic payments
Eliminate paper checks from escrow clients for lower banking costs and to receive funds faster.
Corrections
Receive automatic mortgage clause updates whenever a mortgage is bought or transferred within our client portfolio.
Notifications
Receive real-time notifications of client communications and documents
Additional Information

Strategy
We designed a digitally-enabled platform to transform an industry plagued with inefficiencies. With our insurance provider partners in mind, we built a patented solution that eliminates the need for phone calls, emails, faxes and paper to verify and renew insurance, aimed at providing a better, more efficient customer experience with the added benefit of cost savings.

Integration
Our platform provides a bridge between insurance provider and mortgage servicer allowing systems to talk directly in real-time. We use open architecture technology with proprietary data translation to facilitate simple integration to eliminate clumsy data exchanges.

Security
Security is our central focus. We use industry-recognized safeguards to protect your data. We employ end-to-end encryption while data is in transit and at rest. Our security measures are reviewed on a regular basis by both internal teams and outside security specialist.

Platform
Assurant Advantages
-
#1
provider of lender-placed insurance and loss draft services
-
7 of the top 10
mortgage servicers -
$33B
in assets; 11.6B in revenue
-
#300+
Fortune 500 ranking
-
#1
provider of lender-placed insurance and loss draft services
-
7 of the top 10
mortgage servicers -
$33B
in assets; 11.6B in revenue
-
#300+
Fortune 500 ranking
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