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Cover360® & Cover360® Plus Renter's Insurance & Tracking

Increase participation in your renters insurance program

Higher Participation. Lower Risk.

Increase participation in your renters insurance program, eliminate coverage gaps, and generate more ancillary revenue per unit with Cover360®  and Cover360®  Plus. Designed exclusively for property management companies, this innovative suite of solutions deliver both end-to-end risk management and superior resident experiences in a single renters insurance program backed by an industry leader. 

Your residents get fast, easy enrollment and affordable options for meeting their lease requirements and you get solid ongoing protection for your properties and flexible benefit structures that allow you to maximize net operating income.

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Record participation when you bundle monthly premium with rent

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Guaranteed coverage for all tracked policies

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Ensures compliance with decades of tracking expertise across 32M+ homes

How Cover360 & Cover360 Plus Work

Cover360 boosts resident participation in your renters insurance program and keeps them compliant by making it easy for them to pay premiums with their monthly rent.  With automatic tracking it’s easy for you to ensure each policy is kept in place. Our team handles the ongoing tracking for all policies so that your team can focus on moving in more residents and managing your properties. And, with the option of Cover360 Plus, you can monitoring for proof of coverage.

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  1. As soon as a resident signs a lease, the resident receives a link to the Cover360 online portal via text or email. (If you opt for Cover360 Plus, you can offer residents an expedited enrollment process or they can easily opt out if they have outside insurance).
  2. Resident purchases Assurant’s Pay with Rent policy or uploads a third-party policy through the portal.
  3. Assurant continuously tracks and verifies coverage to ensure compliance.
  4. If residents don't maintain adequate coverage, Assurant will work with them to put a policy in place, including placing a liability-only policy when necessary.

Product Features

Cover360 and Cover360 Plus integrate with most property management software to streamline the process of offering, tracking, and maintaining coverage.

The Offer

As soon as your residents sign a lease, we'll email or text them a link to an online portal where they can easily purchase an Assurant pay-with-rent policy or upload a third-party policy. If you opt for Cover360 Plus, your residents can quickly complete sign up or submit proof of outside insurance in just a few steps outside insurance. According to a recent study we conducted, 73% of renters are more likely to purchase policies when conveniently bundled with their monthly rent payments.

Tracking

Once your resident purchases an Assurant policy, is automatically enrolled, or uploads a third-party policy to our resident portal, Assurant continuously tracks the policy to ensure your residents stay compliant. We guarantee coverage for all policies tracked without any work needed from your leasing staff.

Compliance

When a resident isn't in compliance with your requirements, we reach out reminding the resident to purchase a policy or upload proof of coverage to the online portal. If a resident fails to maintain adequate coverage, we can place a liability-only policy on your behalf. 

Resources for Evaluating Your Program & Portfolio Risk

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The Property Manager's Guide to Renter's Insurance

Since your program is only as good as its participation, it’s important to choose the right provider. Find out what to look for. 
Download the Guide
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11 Questions to Assess Your Property Risk

Take this 5-minute property risk assessment to better understand your current risk exposure and potential impacts to NOI.
Take the Risk Assessment

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Get More Information on Cover360

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