1. Home
  2. Partner Solutions
  3. Renters Solutions
  4. Products
  5. Insurance Solutions
  6. Cover360
  1. Insurance Solutions
  2. Cover360

Cover360® & Cover360® Plus Renter's Insurance & Tracking

Increase participation in your renters insurance program

Higher Participation. Lower Risk.

Increase participation in your renters insurance program, eliminate coverage gaps, and generate more ancillary revenue per unit with Cover360®  and Cover360®  Plus. Designed exclusively for property management companies, this innovative suite of solutions deliver both end-to-end risk management and superior resident experiences in a single renters insurance program backed by an industry leader. 

Your residents get fast, easy enrollment and affordable options for meeting their lease requirements and you get solid ongoing protection for your properties and flexible benefit structures that allow you to maximize net operating income.

Icon of a multistory building

Record participation when you bundle monthly premium with rent

Icon showing a rolling piece of paper with a house drawn on it

Guaranteed coverage for all tracked policies

Icon of a house with a WiFi signal inside

Ensures compliance with decades of tracking expertise across 32M+ homes

How Cover360 & Cover360 Plus Work

Cover360 boosts resident participation in your renters insurance program and keeps them compliant by making it easy for them to pay premiums with their monthly rent.  With automatic tracking it’s easy for you to ensure each policy is kept in place. Our team handles the ongoing tracking for all policies so that your team can focus on moving in more residents and managing your properties. And, with the option of Cover360 Plus, you can monitoring for proof of coverage.

A group of women and one guy seating around the table laughing.

  1. As soon as a resident signs a lease, the resident receives a link to the Cover360 online portal via text or email. (If you opt for Cover360 Plus, you can offer residents an expedited enrollment process or they can easily opt out if they have outside insurance).
  2. Resident purchases Assurant’s Pay with Rent policy or uploads a third-party policy through the portal.
  3. Assurant continuously tracks and verifies coverage to ensure compliance.
  4. If residents don't maintain adequate coverage, Assurant will work with them to put a policy in place, including placing a liability-only policy when necessary.

Product Features

Cover360 and Cover360 Plus integrate with most property management software to streamline the process of offering, tracking, and maintaining coverage.

The Offer

As soon as your residents sign a lease, we'll email or text them a link to an online portal where they can easily purchase an Assurant pay-with-rent policy or upload a third-party policy. If you opt for Cover360 Plus, your residents can quickly complete sign up or submit proof of outside insurance in just a few steps outside insurance. According to a recent study we conducted, 73% of renters are more likely to purchase policies when conveniently bundled with their monthly rent payments.

Tracking

Once your resident purchases an Assurant policy, is automatically enrolled, or uploads a third-party policy to our resident portal, Assurant continuously tracks the policy to ensure your residents stay compliant. We guarantee coverage for all policies tracked without any work needed from your leasing staff.

Compliance

When a resident isn't in compliance with your requirements, we reach out reminding the resident to purchase a policy or upload proof of coverage to the online portal. If a resident fails to maintain adequate coverage, we can place a liability-only policy on your behalf. 

Resources for Evaluating Your Program & Portfolio Risk

Apartment buildings with balconies surrounding a terrace

The Property Manager's Guide to Renter's Insurance

Since your program is only as good as its participation, it’s important to choose the right provider. Find out what to look for. 
Download the Guide
a pencil and a piece of paper

11 Questions to Assess Your Property Risk

Take this 5-minute property risk assessment to better understand your current risk exposure and potential impacts to NOI.
Take the Risk Assessment

Latest Renters Solutions News & Insights

Article
a man and a woman looking at each other

Global Housing

A Property Manager’s Guide To 5 Common Tech-Related Maintenance Calls

Renters want communities with modern amenities, but more tech means more maintenance calls. Explore five common tech-related issues property managers face.

Read Article
Article
a group of people posing for a photo

Global Housing

4 Key Takeaways From OPTECH 2024: How Improving the Resident Experience Can Increase Occupancy for PMCs

OPTECH 2024 was a game-changer! From the future of Multifamily Housing to tech-driven resident experiences, streamlined processes, and affordability trends, the event showcased exciting innovations shaping our industry. Ready to embrace the future?

Read Article
Video
a man and a woman playing a piano in a room

Global Housing

Assurant Renters Solutions to Improve Business Outcomes

President of Renters and Fee Based Solutions, Ryan Lumsden and Senior Vice President of Global Housing, Suzette LeSane provide industry insights in a recent video podcast with Multi-Housing News.

Watch Insights
View all Renters Solutions Insights

Get More Information on Cover360

Reduce risk and improve profitability.
Fill out this form and we’ll be in touch.

First Name is required First Name field must be less than 255 characters Invalid format
Last Name is required Last Name field must be less than 255 characters Invalid format
Email Address is required Work Email field must be less than 255 characters Invalid format
Phone Number is required Work Phone field must be less than 255 characters Invalid format
Company is required Company field must be less than 255 characters Invalid format
Enter headquarters state Headquartered In field must be less than 255 characters Invalid format
Select a Job Title * field input is required
Choose product of Interest * field input is required
Choose number of units managed/owned * field input is required
Are you a current Assurant client? field input is required
Choose a Country* field input is required
How can we help you? field input is required Invalid format